Our Services
Insurance Services
With the right life insurance coverage, we can be confident knowing that our loved ones will be able to live out their dreams, no matter what the future holds.
We do everything we can for our loved ones, not because we have to, but because we want to. Life insurance plays a key role in ensuring that we do not leave a burden on our family and friends upon our passing. The increasing number of people who pass away without the necessary preparations in place leads to more and more families facing undue distress.
A life insurance policy can help in a number of ways, including funeral expenses, mortgage protection, debt, bills, family income protection, and more.
Types of life insurance policies:
- Term
- Return of premium
- Whole life
- Universal whole life
- Renewable and convertible
Get in touch today for a personalized quote.
No one plans to get sick or hurt, but most people need medical care at some point.
Health insurance covers these costs, offers many important benefits and protects you from unexpected, high medical costs. You pay less for covered, in-network health care and get free preventive care (like vaccines, screenings, and check-ups) even before you meet your deductible.
Let us help you find a plan that best suits your needs, whether that be individual and family health insurance coverage (available through the Affordable Care Act or similar plans), or group health insurance. We also specialize in health insurance for seniors, including:
- Medicare A and B
- Medicare Advantage/Supplement Plans
- Prescription Drug Plans
- Vision
- Dental
- Hearing
- Long Term Care
- Disability Insurance
Find out how Health & Wealth Brokerage Group can help you.
Let us help you navigate the Medicare system and answer the following questions:
- What does medicare cover?
- How much does medicare cost?
- How to enroll in medicare?
- How to get supplemental Insurance?
- What if I already have a medicare plan?
If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.
If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and support.
This includes personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.
Accidental injury insurance, offering coverage and financial protection in the event of accidental injuries, is a valuable safety net.
To maximize its benefits, it's essential to work with a partner who can thoroughly explain the policy's terms and conditions, ensuring you have a clear understanding of what types of injuries are covered, the limits of coverage, and any exclusions. We can be that resource to help ensure you are protected from the unknown and unexpected.
With the right life insurance coverage, we can be confident knowing that our loved ones will be able to live out their dreams, no matter what the future holds.
We do everything we can for our loved ones, not because we have to, but because we want to. Life insurance plays a key role in ensuring that we do not leave a burden on our family and friends upon our passing. The increasing number of people who pass away without the necessary preparations in place leads to more and more families facing undue distress.
A life insurance policy can help in a number of ways, including funeral expenses, mortgage protection, debt, bills, family income protection, and more.
Types of life insurance policies:
- Term
- Return of premium
- Whole life
- Universal whole life
- Renewable and convertible
Get in touch today for a personalized quote.
No one plans to get sick or hurt, but most people need medical care at some point.
Health insurance covers these costs, offers many important benefits and protects you from unexpected, high medical costs. You pay less for covered, in-network health care and get free preventive care (like vaccines, screenings, and check-ups) even before you meet your deductible.
Let us help you find a plan that best suits your needs, whether that be individual and family health insurance coverage (available through the Affordable Care Act or similar plans), or group health insurance. We also specialize in health insurance for seniors, including:
- Medicare A and B
- Medicare Advantage/Supplement Plans
- Prescription Drug Plans
- Vision
- Dental
- Hearing
- Long Term Care
- Disability Insurance
Find out how Health & Wealth Brokerage Group can help you.
If you fall and break your arm, accident insurance could provide a one-time cash payment to help with co-pays you might incur for treatment.
If a broken arm meant that you could not work, you could file a claim for short-term disability benefits in order to begin receiving weekly replacement income. Although there is a distinct difference between the two types of coverage, they can certainly complement each other in the case of a covered injury.
Unlike traditional health insurance, long-term care insurance is designed to cover long-term services and support.
This includes personal and custodial care in a variety of settings such as your home, a community organization, or other facility. Long-term care insurance policies reimburse policyholders a daily amount (up to a pre-selected limit) for services to assist them with activities of daily living such as bathing, dressing, or eating.
Let us help you navigate the Medicare system and answer the following questions:
- What does medicare cover?
- How much does medicare cost?
- How to enroll in medicare?
- How to get supplemental Insurance?
- What if I already have a medicare plan?
Accidental injury insurance, offering coverage and financial protection in the event of accidental injuries, is a valuable safety net.
To maximize its benefits, it's essential to work with a partner who can thoroughly explain the policy's terms and conditions, ensuring you have a clear understanding of what types of injuries are covered, the limits of coverage, and any exclusions. We can be that resource to help ensure you are protected from the unknown and unexpected.
Financial Planning
We believe that life is more than a paycheck and our mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.
As part of The Health & Wealth Brokerage Group process, we'll help you create a retirement income plan that balances:
- Daily Living Expenses
- Budgeting for Luxuries & Quality of Life
- Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
- Factoring in Pensions Withdrawal Strategies
- Factoring in both Expected & Unexpected Medical Expenses
- Planning for the Unexpected and the Inevitable
One of the most imperative decisions you can make in regards to your retirement is when to start receiving your Social Security benefit.
There are pros and cons to delaying your benefit, as well as receiving it as soon as you become eligible - at age 62. We can help you navigate this process by showing you precisely what to do, and at what time, to maximize your Social Security Benefit.
We can help you answer the following questions:
1. When should I begin to take Social Security?
2. How are spousal benefits calculated?
3. How does divorce affect Social Security benefits?
4. What if I’m still working?
5. How are benefits taxed?
6. How to apply?
Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?
We have a broad selection of retirement annuity products designed to help fit your needs. Our highly trained professionals are ready to guide you and help you feel confident you're making the most suitable retirement planning decisions. We can review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.
There a variety of annuities available, including:
1. Deferred (Growth)
2. Immediate (Income)
3. Indexed
4. Variable
Get in touch today to find out which will work best for you!
At Health & Wealth Brokerage Group you will work with a team of specialists who will help you prepare and execute an estate plan that is right for you and your beneficiaries.
One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax-efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give you and your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.
We believe that life is more than a paycheck and our mission is to ease your worries and help you create a sound and stable financial strategy for your retirement.
As part of The Health & Wealth Brokerage Group process, we'll help you create a retirement income plan that balances:
- Daily Living Expenses
- Budgeting for Luxuries & Quality of Life
- Planning your Social Security Benefits for Maximum Results (Social Security can add $1M to your retirement fund)
- Factoring in Pensions Withdrawal Strategies
- Factoring in both Expected & Unexpected Medical Expenses
- Planning for the Unexpected and the Inevitable
One of the most imperative decisions you can make in regards to your retirement is when to start receiving your Social Security benefit.
There are pros and cons to delaying your benefit, as well as receiving it as soon as you become eligible - at age 62. We can help you navigate this process by showing you precisely what to do, and at what time, to maximize your Social Security Benefit.
We can help you answer the following questions:
1. When should I begin to take Social Security?
2. How are spousal benefits calculated?
3. How does divorce affect Social Security benefits?
4. What if I’m still working?
5. How are benefits taxed?
6. How to apply?
Are you seeking guaranteed retirement income or looking for an additional tax-advantaged way to save for retirement?
We have a broad selection of retirement annuity products designed to help fit your needs. Our highly trained professionals are ready to guide you and help you feel confident you're making the most suitable retirement planning decisions. We can review your current annuity to see if there is a more suitable lower-cost option available that might provide you with more competitive rates.
There a variety of annuities available, including:
1. Deferred (Growth)
2. Immediate (Income)
3. Indexed
4. Variable
Get in touch today to find out which will work best for you!
At Health & Wealth Brokerage Group you will work with a team of specialists who will help you prepare and execute an estate plan that is right for you and your beneficiaries.
One overlooked aspect of estate planning, other than avoiding taxes, is the fact that Insurance documents and other contracts may supersede the wishes you lay out in your will. Making sure all your beneficiary forms are in order, that you are transferring your assets in the most tax-efficient manner, and that you have a continuity plan in place to ensure that your loved ones are taken care of while your estate is making its way through the courts, are all vital pieces of your plan. Give you and your loved ones the peace of mind that comes with knowing that you have a sound financial plan that takes care of them when the time comes.
